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Dollars & Sense: Roth vs traditional IRA

Derek Elrod visited Great Day to talk about the differences between a Roth and traditional IRA.

Derek Elrod, a certified financial advisor and president of RB Capital Management in Fresno, visited Great Day to talk about the differences between a Roth and traditional IRA.

Derek says there is no one right answer for everyone but gives some general rules to follow.

The main difference is you pay the taxes up front with a Roth compared pre-taxed contributions with a traditional IRA or 401(k).

Typically Roth is better if you start saving under 40-years-old.

If you save with a pre-tax IRA and don't invest the pre-taxed savings, then a Roth would be better.


RB Capital Management is located at 986 W. Alluvial Avenue, Suite 101 in Fresno.

Click here to visit RB Capital Management online or call (559) 432-6100.

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