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Dollars & Sense: Good debt vs. bad debt

Derek Elrod, a Certified Financial Planner and president of RB Capital Management in Fresno, visited Great Day to talk about Good Debt vs. Bad Debt.

Derek Elrod, a Certified Financial Planner and president of RB Capital Management in Fresno, visited Great Day to talk about Good Debt vs. Bad Debt.

Bad Use of Debt:

  • Automobile / Motorcycle
  • Travel Trailer / Motorhome
  • Boat / Watercraft
  • Appliances / Home Remodel
  • Credit Cards


Good Use of Debt:

  • Real Estate
  • Businesses
  • Student Loans


RB Capital Management is located at 986 W. Alluvial Avenue, Suite 101 in Fresno.

Click here to visit RB Capital Management online or call (559) 432-6100.

Derek Elrod is the President of RB Capital Management, LLC and President of the Financial Planning Association of Central California. He received his undergraduate degree at Santa Clara University with a Bachelor of Science in Commerce with a focus on Finance, his Masters in Business and Administration from California State University Fresno, and will have completed a Masters in Financial Planning & Taxation from Golden Gate University in April 2018. Derek is a Certified Financial Planner and also possesses a Series 7 securities license, a Series 66 license, and has a California Life & Health Insurance license.

* Advisory Services offered through RB Capital Management, LLC and securities through APW Capital, Inc. Member FINRA/SIPC

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